Kobo & CentsKobo & Cents

Stock research · NG + US

Understand a stock before you decide anything about it.

Nigerian and US stock research in one place. See exactly why a stock is performing well, showing potential, or underperforming, in plain language, before you decide anything.

What Kobo & Cents is, and isn't

What it does

  • Shows liquidity, profitability, valuation, and dividend metrics in plain language
  • Tells you why a stock landed in its bucket, not just that it did
  • Covers Nigerian and US stocks, always as two separate views
  • Refreshes two to three times a day, and always shows when

What it never does

  • Places an order on your behalf
  • Holds or moves your money
  • Executes anything, ever, at any stage
  • Mixes Nigerian and US stocks into one list

How it works

  1. 01

    Create a free account

    Email and password, nothing else asked for upfront.

  2. 02

    Pick Nigerian or US stocks

    Nigeria first, by default, every time you log in. Switch to US stocks whenever you want, the two markets never blend into one list.

  3. 03

    See why, not just what

    Every stock lands in performing well, showing potential, or underperforming, with the actual reasoning behind it, not just a label.

  4. 04

    Compare, favorite, or move on

    Watch a stock, mark one you already own, or line two or three up side by side, whatever the moment actually calls for.

Everything you need, none of what you don't

Know where a stock stands, at a glance

Every stock sorted into one of three buckets, ranked against its own sector, not the whole market.

Performing wellShowing potentialUnderperforming

Know why, not just what

An actual explanation for every bucket, in plain language, not a data dump.

“ROE is strong and trending up, but revenue growth has slowed the last two quarters, that combination is why this is a watch, not a clear buy.”

Put two or three stocks side by side

The same metrics, the same order, a straight read across a row instead of flipping between tabs.

Return on Equity24.6% · 18.1% · 14.9%
Dividend yield4.1% · 5.6% · 3.0%

Track what you're watching, and what you own

A clear tag for a stock you're keeping an eye on versus one you already hold, visible at a glance in your list.

WatchingOwned

Two markets, both first-class

Nigerian and US stocks are never blended into one list. Each gets its own full view, its own sector categories, its own bucket rankings, a real differentiator against research tools that only ever cover one market.

Data refreshes two to three times a day, not real-time, every page shows exactly when it last updated. This is a research tool, not a trading terminal, and it's built for that on purpose.

I built Kobo & Cents because I kept doing the same thing myself: checking a stock's numbers on one site, its news on another, and trying to work out what any of it actually meant without a background in finance to fall back on. Nigerian stock research especially felt like it was missing a place that just explained the numbers, plainly, before asking anyone to act on them. This is that place, built first for Nigeria, US stocks alongside it, and it will stay a research tool, never a trading one.

See what a stock is actually telling you.

Get started free